What is Voluntary Term Life & AD&D Insurance?

A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.

 

Plan Rules:

• Eligibility: Eligible full-time employees working 20 or more hours per week, spouse, and dependent children (up to age 26)

• Coverage through Mutual of Omaha

• Must be actively at work on the effective date of coverage

• Only covered employees may elect dependent coverage; Dependent coverage may not exceed employee coverage amounts.

• Evidence of Insurability (EOI) may be required if electing outside of initial enrollment or above guaranteed issue amounts.

• If employee and spouse are both employed by Taliaferro County School District, they cannot cover each other or double cover their dependents. Please contact Campus Benefits if you have questions regarding coverage.

• The chart below is a sample of covered services.  Please view the plan certificate for details in their entirety.

​​

Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5​​