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CRITICAL ILLNESS WITH CANCER COVERAGE
What is Critical Illness Insurance?
A health and wellness plan in which you receive a lump sum cash payment if diagnosed with one of the specific illnesses on the predetermined list of critical illnesses.
Plan Rules:
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Eligibility: Eligible full-time employees working 20 or more hours per week, spouse, and dependent children (up to age 26)
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Coverage through Mutual of Omaha
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Employee must be actively at work on the effective date.
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No health questions - Every Year!
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Attained Rates - rates will increase as you age (rates based on your age on your effective date)
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Payments made directly to you and benefits do not offset with medical coverage. Claims must be filed with the carrier for reimbursement!
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The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Don’t forget to file your annual Health Screening Benefit! CLICK HERE to access the Health Screening Benefit page for additional details.
What does Critical Illness with Cancer Insurance Cover?
Critical illnesses includes coverage for:
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Autoimmune Disorders
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Cancers & Benign Tumor Diagnoses
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Childhood Conditions (only for children)
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Vascular & Pulmonary Conditions (Heart Attack)
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Neurological Movement Disorders
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Neurological Brain & Skull Conditions (Stroke)
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Organ Conditions (End State Renal Failure)
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Infectious Conditions
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Functional Loss (Coma)
*See highlight sheet for full list and details
Why should I consider it?
Critical illness insurance is an affordable way to supplement and pay for additional expenses that your health insurance doesn’t cover. The policy typically provides payments for the first and second time you’re diagnosed with a covered illness. Plus, critical illness insurance is portable and payments are made directly to you.