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HOSPITAL INDEMNITY
What is Hospital Indemnity Insurance?
Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.
Plan Rules:
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Eligibility: Eligible full-time employees working 20+ hours/week, spouse, and dependent children (up to age 26)
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Coverage through Mutual of Omaha
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Employee must be actively at work on the effective date. Dependent children are covered up to age 26.
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Routine childbirth and complications from pregnancy are covered
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No Health Questions Every Year!
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If adding a child during the plan year, the child must be added within 30 days of the date of birth
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Claims must be filed with the carrier for reimbursement!
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The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety.
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Don’t forget to file your annual Health Screening Benefit! CLICK HERE to access the Health Screening Benefit page for additional details.
Why Hospital Indemnity Insurance Matters?
If you’re admitted to the hospital for a planned or unexpected stay, Hospital Indemnity Insurance helps provide financial support by:
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Paying a lump-sum benefit directly to you, not providers
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Helping cover deductibles, copays, and other out-of-pocket medical costs
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Giving you flexibility to use funds for everyday expenses like housing, childcare, and transportation